Bibliographic citations
Garcia, J., Muñoz, V. (2024). Relación de la aceptación de uso de las aplicaciones o plataformas digitales de préstamo de las Fintech y la inclusión financiera de los millenials en Lima Metropolitana 2023 [Tesis, Universidad Peruana de Ciencias Aplicadas (UPC)]. http://hdl.handle.net/10757/681971
Garcia, J., Muñoz, V. Relación de la aceptación de uso de las aplicaciones o plataformas digitales de préstamo de las Fintech y la inclusión financiera de los millenials en Lima Metropolitana 2023 [Tesis]. PE: Universidad Peruana de Ciencias Aplicadas (UPC); 2024. http://hdl.handle.net/10757/681971
@misc{renati/988298,
title = "Relación de la aceptación de uso de las aplicaciones o plataformas digitales de préstamo de las Fintech y la inclusión financiera de los millenials en Lima Metropolitana 2023",
author = "Muñoz Zumaran, Vanessa Liliana",
publisher = "Universidad Peruana de Ciencias Aplicadas (UPC)",
year = "2024"
}
The research aims to determine the relationship between the acceptance of the use of Fintech lending applications or digital platforms and the financial inclusion of millennials in Lima Metropolitan 2023. It is focused on the factors that affect the adoption of financial technology in millennials, using the Technology Acceptance Model or TAM, and how Fintech lending is an enabler of financial inclusion. The research design is quantitative, correlational and non-experimental. Furthermore, in order to test the hypotheses, data was collected through a questionnaire addressed to a sample of 390 millennials residing in Lima Metropolitan, thus, data was analyzed using Spearman's correlation coefficient. What this study reveals is that there is a significant relationship between the variables: acceptance of the use of Fintech lending applications or digital platforms and the financial inclusion of millennials. Finally, this study represents an insightful contribution for research centers on the Fintech sector in Peru, as it provides knowledge on financial technology adoption that can be used to promote the development of financial inclusion of millennials in Lima Metropolitan.
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