Look-up in Google Scholar
Full metadata record
Tsambourlianos, Kostas
Macuri León, Katherine Patricia
Canadá
2022-11-02T14:48:26Z
2022-11-02T14:48:26Z
2022-11-02T14:48:26Z
2022-11-02T14:48:26Z
2022
https://hdl.handle.net/20.500.12640/3206
Adjala Credit Union Limited (ACUL) is in grave danger of depleting deposits if it continues along its current strategy. Currently, 89% of ACUL’s total revenue comes from interest income. To generate this income, ACUL predominately extends residential mortgages to its members, and ACUL uses member deposits to fund those mortgages. However, ACUL currently only has $3.1 million available to lend out. Moreover, ACUL cannot enhance its interest income through providing more loans to existing members because: (1) the regulatory maximum that ACUL can lend out to each member is only $597,000 and (2) membership is declining due to its ageing membership base. A declining membership base results in a decline in total member deposits, and thus constrains the funds available to lend. Consequently, ACUL’s growth in interest income is projected to decline. It must change its strategy if it hopes to avoid financial instability. (es_ES)
application/pdf (es_ES)
eng (es_ES)
Universidad ESAN (es_ES)
info:eu-repo/semantics/closedAccess (es_ES)
Cooperativas de crédito (es_ES)
Cajas de ahorro (es_ES)
Política y estrategia empresaria (es_ES)
Strategy Field Study for Adjala Credit Union (es_ES)
info:eu-repo/semantics/masterThesis (es_ES)
Trabajo de investigación (Maestría) (other)
Universidad ESAN. Escuela de Administración de Negocios para Graduados (es_ES)
Administración (es_ES)
Magíster en Administración (es_ES)
PE (es_ES)
https://purl.org/pe-repo/ocde/ford#5.02.04 (es_ES)
https://purl.org/pe-repo/renati/level#maestro (es_ES)
CA/
47517148
413017 (es_ES)
Cueto Saco, Diego
https://purl.org/pe-repo/renati/type#trabajoDeInvestigacion (es_ES)
Privada asociativa



Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.