Citas bibligráficas
Ortiz, E., (2019). Factores determinantes del bienestar financiero y su relación con la calidad de vida subjetiva en una muestra de profesionales de Guayaquil, Ecuador [Pontificia Universidad Católica del Perú]. http://hdl.handle.net/20.500.12404/13675
Ortiz, E., Factores determinantes del bienestar financiero y su relación con la calidad de vida subjetiva en una muestra de profesionales de Guayaquil, Ecuador []. PE: Pontificia Universidad Católica del Perú; 2019. http://hdl.handle.net/20.500.12404/13675
@phdthesis{sunedu/2652187,
title = "Factores determinantes del bienestar financiero y su relación con la calidad de vida subjetiva en una muestra de profesionales de Guayaquil, Ecuador",
author = "Ortiz, Elías S.",
publisher = "Pontificia Universidad Católica del Perú",
year = "2019"
}
In this research, we reviewed the recent literature on financial well-being and subjective quality of life, as well as evidence on their relationships and associated variables. It is assumed that finance is one of the domains of an individual's life, as is health, food or family. In this way, we sought to establish the relationship between subjective quality of life, financial well-being, self-perception of physical and mental health, and financial status in a sample of professional workers from the city of Guayaquil, Ecuador. As an indicator of subjective quality of life, the Life Satisfaction Scale was used, which corresponds to a measure of its cognitive component. A literature review of the variables related to the factors associated with financial well-being was conducted. It was observed that there is scarce scientific evidence both in Ecuador in particular and in Latin America in general. In general, the authors agree that people face great challenges with respect to alternatives to improve their financial well-being and their subjective quality of life. It was also observed that there are some studies that have provided scientific evidence on the relationship between subjective quality of life and satisfaction with food, as well as the main predictors of subjective quality of life, mainly in the population of people aged 60 or older more, that is, in older adults. In addition, this research reviewed the different econometric techniques applied according to the literature, opting for generalized linear models as the most appropriate technique for modeling the variables proposed. The main scales and subscales used in this investigation were the following: Satisfaction with Life Scale; Scale of Anguish (Stress) / Financial Well-Being; Quality of life related to health; Scales of Depression, Anxiety and Stress; and Scale of Conduct towards Indebtedness, with the sub-dimensions of the Hedonist Behavior and Austere Behavior. Different correlation coefficients were used to calculate the strength of the relationship between the variables, depending on the type of variables (quantitative or continuous). Generalized linear models were used for the estimates of the models, mainly because of the flexibility to assume the distribution of the stochastic error. A positive and significant correlation was obtained between Satisfaction with Life and financial well-being. In addition, it was found that the determinants of financial well-being were income, number of children living in the household, variables related to physical and mental health, and hedonistic behavior. Based on the foregoing, the main conclusion of this study is that the results can serve as evidence for the design of local public policies that contribute to the financial well-being of Guayaquil's professional workers. Keywords: Financial well-being, Quality of life, Workers, Hedonistic behavior, Public policies.
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