Citas bibligráficas
Marcelo, D., (2022). Incidencia de la cultura financiera en el endeudamiento de clientes de MiBANCO – agencia Huamachuco 2021, en tiempos de covid – 19 [Universidad Nacional de Trujillo]. https://hdl.handle.net/20.500.14414/16282
Marcelo, D., Incidencia de la cultura financiera en el endeudamiento de clientes de MiBANCO – agencia Huamachuco 2021, en tiempos de covid – 19 []. PE: Universidad Nacional de Trujillo; 2022. https://hdl.handle.net/20.500.14414/16282
@misc{renati/880538,
title = "Incidencia de la cultura financiera en el endeudamiento de clientes de MiBANCO – agencia Huamachuco 2021, en tiempos de covid – 19",
author = "Marcelo Fernández, Diana Anali",
publisher = "Universidad Nacional de Trujillo",
year = "2022"
}
ABSTRACT The present investigation was carried out having as its main objective, to determine the incidence of the Financial Culture in the Indebtedness of Clients of MiBANCO - Agencia Huamachuco 2021, in time of COVID - 19, the investigation carried out according to its scope is of a causal descriptive type. explanatory, non-experimental and cross-sectional, the Inductive-Deductive Method, Hypothetical - Deductive Method was used, data collection and the survey were used as a research technique, to validate the reliability of the data collection instruments, the program was used SPSS statistics, from which Cronbach's Alpha method was applied, obtaining an index of 0.844 for the entire survey; the population was made up of 4910 clients, the representative sample made up of 146 clients, the data collection instrument was applied to said sample, and with the data obtained it was determined as the main result that among the study variables there is a positive incidence significant, with a chi square obtained equal to 1.351, for a significance level of 5% and 4 gl, obtaining as a main conclusion that Financial Culture positively affects the Indebtedness of MiBANCO clients - Huamachuco Agency 2021, in times of COVID - 19.
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