Citas bibligráficas
Peralta, W., (2022). Relación entre el modelo de riesgo en la tasa de interés activa del microcrédito y la rentabilidad de la Cooperativa de Ahorro y Crédito Nuestra Señora del Rosario, Cajabamba, Cajamarca 2018-2020 [Tesis, Universidad Privada del Norte]. https://hdl.handle.net/11537/31818
Peralta, W., Relación entre el modelo de riesgo en la tasa de interés activa del microcrédito y la rentabilidad de la Cooperativa de Ahorro y Crédito Nuestra Señora del Rosario, Cajabamba, Cajamarca 2018-2020 [Tesis]. PE: Universidad Privada del Norte; 2022. https://hdl.handle.net/11537/31818
@mastersthesis{renati/442811,
title = "Relación entre el modelo de riesgo en la tasa de interés activa del microcrédito y la rentabilidad de la Cooperativa de Ahorro y Crédito Nuestra Señora del Rosario, Cajabamba, Cajamarca 2018-2020",
author = "Peralta Alvarado, William Dany",
publisher = "Universidad Privada del Norte",
year = "2022"
}
The objective of the present investigation was to determine the relationship between the Risk Model, Rs, in the active interest rate of the microcredit and the Profitability of the Savings and Credit Cooperative Nuestra Señora del Rosario, Cajabamba, Cajamarca in the period 2018-2020. , in relation to the model, it has been accepted and therefore validated by the Superintendence of Banking, Insurance and AFP, for which a quantitative, applied, correlational, non-experimental investigation was carried out and due to its transversal sequence. As results, it was verified that the value of Spearman's Rho correlation coefficient between the variables RS, ROA and Rs, ROE in both cases indicates a low negative correlation, that is, that the two variables are associated in the opposite direction. The closer it is to -1, the greater the strength of that inverted relationship (when the value in one is very high, the value in the other will be very low); with which it can be concluded that when contrasting the research hypothesis that affirms that there is a direct relationship between the risk model in the active interest rate of microcredit and the profitability of the Savings and Credit Cooperative Nuestra Señora del Rosario, Cajabamba , Cajamarca 2018-2020, this rules out and the null hypothesis is accepted. the corroboration is shown in section 5.3. of the present investigation.
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