Citas bibligráficas
Jimenez, Y., Arroyo, J. (2023). Propuestas de Gestión de Políticas de Admisión del Producto de Préstamo de Libre Disponibilidad de la Banca Persona del Banco Banbif entre el Periodo 2022 al 2023 [Trabajo de Suficiencia Profesional, Universidad Peruana de Ciencias Aplicadas (UPC)]. http://hdl.handle.net/10757/671179
Jimenez, Y., Arroyo, J. Propuestas de Gestión de Políticas de Admisión del Producto de Préstamo de Libre Disponibilidad de la Banca Persona del Banco Banbif entre el Periodo 2022 al 2023 [Trabajo de Suficiencia Profesional]. PE: Universidad Peruana de Ciencias Aplicadas (UPC); 2023. http://hdl.handle.net/10757/671179
@misc{renati/411829,
title = "Propuestas de Gestión de Políticas de Admisión del Producto de Préstamo de Libre Disponibilidad de la Banca Persona del Banco Banbif entre el Periodo 2022 al 2023",
author = "Arroyo Parado, Jovanna Yessica",
publisher = "Universidad Peruana de Ciencias Aplicadas (UPC)",
year = "2023"
}
This work has been carried out following the guidelines indicated for its presentation. In this work, the knowledge acquired during all the cycles that lasted the entire career will be put into practice. On this occasion, a study and analysis will be carried out of what are the causes of late payment and what actions must be taken to reduce it and prevent them from reaching provisions. For many years, personal loans have been a fundamental form of financing for Peruvians, in which on many occasions they have helped with issues of investments, health, emergencies, studies, etc. But at the same time, it is a double-edged sword, if it is not managed correctly, if this happens, the financial system is affected by delinquency, and in many cases ends in provision, in this work we want to find different ways to avoid it. We have also found the most frequent causes that lead to late payment.
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