Bibliographic citations
Grados, A., Zapata, G. (2023). Impacto de la gestión de riesgo operacional (GROP) en la rentabilidad de las instituciones bancarias en Perú, dentro del periodo del 2005 al 2019 [Trabajo de suficiencia profesional, Universidad Peruana de Ciencias Aplicadas (UPC)]. http://hdl.handle.net/10757/670517
Grados, A., Zapata, G. Impacto de la gestión de riesgo operacional (GROP) en la rentabilidad de las instituciones bancarias en Perú, dentro del periodo del 2005 al 2019 [Trabajo de suficiencia profesional]. PE: Universidad Peruana de Ciencias Aplicadas (UPC); 2023. http://hdl.handle.net/10757/670517
@misc{renati/410343,
title = "Impacto de la gestión de riesgo operacional (GROP) en la rentabilidad de las instituciones bancarias en Perú, dentro del periodo del 2005 al 2019",
author = "Zapata Castellares, Gloria Estefany",
publisher = "Universidad Peruana de Ciencias Aplicadas (UPC)",
year = "2023"
}
The research assessed the impact of operational risk management on the profitability of financial institutions in Peru from 2005 to 2019. Using monthly data from 14 banks and employing panel data analysis, fixed and random effects models were applied, following the theoretical APT. A significant negative relationship was found between operational risk management and financial profitability. Inflation had a negative effect on Return on Equity, as did market concentration. Monthly GDP positively influenced ROE, but not significantly, as it did on Return on Assets. Operational risk management did not exhibit high significance in the regression of return on assets as the dependent variable. This study contributes to financial knowledge and will serve as a foundation for future research in economics and business studies. Both operational risk analysis and profitability analysis are critical tools for the financial and operational management of banking and financial entities. The balance between risk management and the pursuit of profitability is essential for long-term success in a company.
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