Citas bibligráficas
Alza, S., (2017). Educación financiera y bancarizacion en las regiones del Perú periodo 2007 - 2015 [Tesis, Universidad Privada Antenor Orrego - UPAO]. https://hdl.handle.net/20.500.12759/3483
Alza, S., Educación financiera y bancarizacion en las regiones del Perú periodo 2007 - 2015 [Tesis]. : Universidad Privada Antenor Orrego - UPAO; 2017. https://hdl.handle.net/20.500.12759/3483
@misc{renati/376782,
title = "Educación financiera y bancarizacion en las regiones del Perú periodo 2007 - 2015",
author = "Alza Portilla, Solange Olga",
publisher = "Universidad Privada Antenor Orrego - UPAO",
year = "2017"
}
The objective of the present research is to identify the relationship between financial education and banking in the regions of Peru in the period 2007-2015. The work is based on theories on financial education and its influence on banking, as a fundamental determinant. According to these studies the hypothesis is: Financial education positively influences the banking system by region in Peru, period 2007-2015. The study is a type of non-experimental investigation of longitudinal and correlational, in which it has been considered that financial education implies to the banking system, that is as a dependent variable the banking system being its indicator the total deposits on the GDP of each region and The independent variable financial education with its indicator the educational development index which is the average between literacy rate and educational attainment (rate of average years of study). To achieve the proposed objectives an econometric evaluation was performed with a data model of individual and temporary fixed effects. Finally, the results of the research show that the hypothesis is accepted; Their elasticities having been found; 3.24, for the index of educational development and 0.44, for the degree of banking lagging a period. Thus, also the coefficients of the individual fixed effects (by region) and temporary (per year).
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