Citas bibligráficas
Méndez, G., Panduro, I. (2017). Análisis del sector financiero de la región Loreto, periodo 2011 - 2015 [Tesis, Universidad de la Amazonía Peruana]. http://repositorio.unapiquitos.edu.pe/handle/20.500.12737/5447
Méndez, G., Panduro, I. Análisis del sector financiero de la región Loreto, periodo 2011 - 2015 [Tesis]. : Universidad de la Amazonía Peruana; 2017. http://repositorio.unapiquitos.edu.pe/handle/20.500.12737/5447
@mastersthesis{renati/278895,
title = "Análisis del sector financiero de la región Loreto, periodo 2011 - 2015",
author = "Panduro Torres, Ingrith Yoshiro",
publisher = "Universidad de la Amazonía Peruana",
year = "2017"
}
The behavior of the financial sector in the Loreto region is closely related to the evolution of the regional, national and international economy, which is analyzed through the development of loans, deposits and the default rate. The economy of Loreto is mainly based on extractive activities, with the first place being the oil activity followed by forestry, sectors that have been affected since the year 2014. The objective of this master thesis was to analyze the evolution of the financial sector of the Loreto region, in the period 2011 - 2016. For this purpose, the present research was carried out of Descriptive and Non-Experimental design, analyzing the statistical significance and the determination of the Independent Variables (credits, deposits and delinquency rate) in the Dependent Variable (evolution of the financial sector). After the analysis and discussion of the results, it was possible to verify that the credits evolved positively as well as the deposits. However, it should be noted that loans are 95.57% higher than savings, which shows that the difference in intermediation is the capital of financial institutions. The growth rate of the default rate above 5.00% from 2014 onwards is due to the regional economic crisis resulting from the semi-privatization of the "Hydrocarbons" sector and the "Forestry" sector, the main activities that boost the regional economy.
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