Bibliographic citations
Barrenechea, C., (2024). Financiamiento formal y su incidencia en el crecimiento económico de las MYPES - Asociación San Antonio Segundo Sector Mercado Moshoqueque, 2022 [Universidad Católica Santo Toribio de Mogrovejo]. http://hdl.handle.net/20.500.12423/7337
Barrenechea, C., Financiamiento formal y su incidencia en el crecimiento económico de las MYPES - Asociación San Antonio Segundo Sector Mercado Moshoqueque, 2022 []. PE: Universidad Católica Santo Toribio de Mogrovejo; 2024. http://hdl.handle.net/20.500.12423/7337
@misc{renati/1106449,
title = "Financiamiento formal y su incidencia en el crecimiento económico de las MYPES - Asociación San Antonio Segundo Sector Mercado Moshoqueque, 2022",
author = "Barrenechea Barsallo, Carlos Eleazar",
publisher = "Universidad Católica Santo Toribio de Mogrovejo",
year = "2024"
}
MYPES are considered the engine of the economy, as they contribute to the growth and development of the country, where formal financing is important, because solid capital is needed to invest. Although, financial institutions usually deny credit due to lack of financial information about the businesses, this being a problem for merchants. Which must possess skills that allow them to make appropriate financial decisions. Therefore, this research work focuses on evaluating the impact of formal financing on the economic growth of commercial MYPES in the second sector of the Moshoqueque market, using a methodology that has been applied and a descriptive research design with a cross-sectional, since the information collection was carried out in a single period. The San Antonio Association of the Second Sector of the Moshoqueque Market was used as the study population, made up of a sample of 121 businesses, obtaining results through a questionnaire. Demonstrating that many of the businesses have known how to manage the financial services obtained and with this have been able to grow, however, 43.8% of MYPES have not obtained formal financing, which has led to operational stagnation due to lack of capital. of work. Given this situation, what the research sought was to design strategies so that Commercial MYPES can obtain adequate financing, taking into account the financial culture, which means that merchants can choose the appropriate financial product, allowing the economic growth of the companies. MYPES.
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