Bibliographic citations
Garcia, C., (2016). “Implementación del nuevo proceso de crédito pignoraticio como herramienta para minimizar la morosidad en la Caja Paita agencia Tarapoto periodo 2015.” [Trabajo académico, Universidad Nacional de San Martín. Fondo Editorial]. http://hdl.handle.net/11458/2427
Garcia, C., “Implementación del nuevo proceso de crédito pignoraticio como herramienta para minimizar la morosidad en la Caja Paita agencia Tarapoto periodo 2015.” [Trabajo académico]. PE: Universidad Nacional de San Martín. Fondo Editorial; 2016. http://hdl.handle.net/11458/2427
@misc{renati/1059320,
title = "“Implementación del nuevo proceso de crédito pignoraticio como herramienta para minimizar la morosidad en la Caja Paita agencia Tarapoto periodo 2015.”",
author = "Garcia Torres, Chana",
publisher = "Universidad Nacional de San Martín. Fondo Editorial",
year = "2016"
}
General Law of the Financial System and the Insurance and Organic System of the Superintendence of Banking and Insurance, was aimed at getting in tune with the changes that have been taking place in the world, the same with the fundamental objectives of allowing to the national financial system to incorporate new intermediation mechanisms such as pledge credits, also adapting internationally required criteria for sound financial management oriented to the various economic sectors of development. On October 25, 1989, the operation of the Caja Municipal de Paita with SBS Resolution No. 617-89 was authorized. The Tarapoto Agency was authorized by Resolution SBS No. 757-97 of November 5, 1997, officially inaugurated on December 6 of the same year, beginning its operations of financial intermediation in the Region San Martín The present monographic work arises from the need to deal with a heavy loan portfolio within the work experience itself, even more so when the Department of San Martin is among the five (05) departments with high delinquency rates. The first chapter presents the history of pledge credit in the world, Peru and CMAC Paita. Throughout the second chapter we define what is a pledge credit according to the SBS, Caja Paita and other FEPCMAC where also defines the Troy ounce with the laws that govern in the international market of Pledge credit. This chapter shows the characteristics and reactions of the reagent when used in a lien In chapter three a small historical review of the CMAC Paita, safety rules to make an appraisal and what are the functions of an appraiser for a pledge and to end an example where the application of what is said is demonstrated.
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