Citas bibligráficas
Rodriguez, G., Alvarado, I. (2023). La morosidad y la rentabilidad de la COOPAC San Martín de Porres LTDA. Periodo 2015 – 2021 [Universidad Nacional de San Martín. Fondo Editorial]. http://hdl.handle.net/11458/5942
Rodriguez, G., Alvarado, I. La morosidad y la rentabilidad de la COOPAC San Martín de Porres LTDA. Periodo 2015 – 2021 []. PE: Universidad Nacional de San Martín. Fondo Editorial; 2023. http://hdl.handle.net/11458/5942
@misc{renati/1054444,
title = "La morosidad y la rentabilidad de la COOPAC San Martín de Porres LTDA. Periodo 2015 – 2021",
author = "Alvarado Chichipe, Ingler",
publisher = "Universidad Nacional de San Martín. Fondo Editorial",
year = "2023"
}
Savings and Credit Cooperatives are financial institutions that operate within a national economy. The COOPAC San Martin de Porres is an organization dedicated to collect and place resources among its members. These Savings and Credit Cooperatives are not authorized to collect funds from the public, but they do collect resources (savings) from their members and at the same time place these resources to their own member, this is the reason why the Savings and Credit Cooperatives San Martín de Porres does not work with clients, but with its own members. This resources channeling through the financial intermediation of resources to their loans generates economic benefits in the future and therefore generates profitability, but at the same time the placement of resources through various types of loans generates delinquency, as can be said of any similar organization that is dedicated to the same line of business. Therefore, the control and management of the resources of its members is essential, as well as the analysis of the behavior of delinquency, its causes and how it is reflected in the generation of profits. To this end, the current research work entitled: "Delinquency and profitability of COOPAC San Martín de Porres LTDA. Period 2015 - 2021", has as general objective to: To determine the influence between delinquency and Profitability of COOPAC San Martin de Porres SRL, during the period 2015 – 2021. This is an applied research with a descriptive-correlational level. Among the results expected to be obtained is that it is intended to solve the question: What is the relationship between delinquency and profitability of COOPAC San Martin de Porres SRL, during the period 2015 - 2021, and also to obtain as a result the behavior of the overdue and high-risk portfolio, the behavior of delinquency and profitability and finally to know how delinquency is related to the profitability of the company under study.
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