Citas bibligráficas
Angulo, P., Vidarte, J. (2023). Los ingresos financieros y su impacto en la solvencia de la Banca Múltiple del Perú, periodo 2010 – 2020 [Universidad San Martín. Fondo Editorial]. http://hdl.handle.net/11458/5412
Angulo, P., Vidarte, J. Los ingresos financieros y su impacto en la solvencia de la Banca Múltiple del Perú, periodo 2010 – 2020 []. PE: Universidad San Martín. Fondo Editorial; 2023. http://hdl.handle.net/11458/5412
@misc{renati/1054423,
title = "Los ingresos financieros y su impacto en la solvencia de la Banca Múltiple del Perú, periodo 2010 – 2020",
author = "Vidarte Apuela, Jean Carlos",
publisher = "Universidad San Martín. Fondo Editorial",
year = "2023"
}
The general objective of the present research study entitled "Financial Income and its Impact on the Solvency of Peruvian Multiple Banks, 2010 - 2020" was to establish the relationship between financial income and solvency of Peruvian multiple banks during the period 2010 - 2020. The methodology used was applied, with a descriptive and correlational level, and a non-experimental design. The sample consisted of all the operating financial institutions of the Peruvian Multiple Banking System, 16 companies, for which financial statements, reports and statements contained in the statistical series of the SBS and AFP were reviewed, both for the financial income variable and the solvency of the Peruvian Multiple Banking System. It was established that there is a significant relationship between financial income and the global capital ratio dimension, which has been proven with the application of the Pearson Correlation statistical test, where the sig. (Bilateral) 0.000 was less than the margin of error 0.05 since the Pearson correlation value was equal to 0.7903. In addition, after comparing the results obtained, there is a considerable level of negative correlation, since the Pearson correlation index obtained is -0.8889. In conclusion, it is confirmed that financial income has a considerable influence on the overall capital ratio and financial leverage, confirming that the growth in financial income obtained by Peruvian commercial banks generates an incremental variation in solvency.
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