Citas bibligráficas
Armas, D., Flores, B. (2022). La ley general del sistema financiero y su incidencia en el levantamiento de hipoteca por caducidad [Universidad Nacional de Trujillo]. https://hdl.handle.net/20.500.14414/20326
Armas, D., Flores, B. La ley general del sistema financiero y su incidencia en el levantamiento de hipoteca por caducidad []. PE: Universidad Nacional de Trujillo; 2022. https://hdl.handle.net/20.500.14414/20326
@misc{renati/1049161,
title = "La ley general del sistema financiero y su incidencia en el levantamiento de hipoteca por caducidad",
author = "Flores Marquina, Billy D’angelo",
publisher = "Universidad Nacional de Trujillo",
year = "2022"
}
ABSTRACT The mortgage as a real right of guarantee, grants the owner of this, the powers of prosecution, preference and judicial sale of the property, therefore, said real guarantee has been used in innumerable legal acts, where the real estate is subject to answer for the breach of the guaranteed obligation. In this way, the parties to the Mortgage are in the situation of demanding compliance with the obligation or executing the guarantee (creditor) as well as honoring their debt (debtor). The purpose of this research work is to demonstrate through the study of the doctrine, registry jurisprudence, national legislation and comparative legislation, that the current regulation of article 172º of Law No. 26702, General Law of the Financial System, is violating to equality before the law, due to the privileged and unjustified treatment given to financial creditors, in comparison to common creditors, since the non-application of expiration in their mortgages evidences the abusive exercise of the right, since it affects traffic legal property when establishing the so-called "eternal mortgages", bringing as consequences the slow circulation of the economy and the little incentive of credit both for people who want to access this type of financing as well as for their savers as a result of the negligent act of your creditor.
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