Bibliographic citations
Verástegui, C., (2020). ¿Realmente las microfinanzas contribuyen al desarrollo local de los más necesitados? [Trabajo de Suficiencia Profesional, Universidad Peruana de Ciencias Aplicadas (UPC)]. http://hdl.handle.net/10757/652072
Verástegui, C., ¿Realmente las microfinanzas contribuyen al desarrollo local de los más necesitados? [Trabajo de Suficiencia Profesional]. PE: Universidad Peruana de Ciencias Aplicadas (UPC); 2020. http://hdl.handle.net/10757/652072
@misc{sunedu/3091818,
title = "¿Realmente las microfinanzas contribuyen al desarrollo local de los más necesitados?",
author = "Verástegui Mendo, Carlos Esteban",
publisher = "Universidad Peruana de Ciencias Aplicadas (UPC)",
year = "2020"
}
This paper research describes three stages, the first about the origins and historical evolution of microfinance in Peru and the world, the second is based on the current situation of microfinance and the third about the controversy over whether microfinance really contributes to the development of the poorest. This research was developed around the literature of some authors who analyse the subject from different points of view, some agree that microfinance goes beyond just thinking about microcredit, that is, micro-savings and insurance must also be considered. Likewise, a review of some success cases in Latin American countries was made, analyzing relevant data such as the level of their placements, amount of loans and number of clients, and at the same time a review of the case of Peru on how microfinance has been developing. in recent years. On the other hand, this paper research tries to clarify if microfinance really contributes to the development of the poorest. To do this, a review of its origins was carried out, how are microfinance currently, and finally to respond to this controversy. Finally, based on the analysis performed, obtain relevant conclusions and recommendations with the information collected.
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