Bibliographic citations
Guardamino, E., Tarifeño, J. (2019). Incidencia de la bancarización en la inclusión financiera de las Cajas Municipales en el distrito de Tarapoto, años 2015 - 2018 [Universidad Nacional de San Martín. Fondo Editorial]. http://hdl.handle.net/11458/4511
Guardamino, E., Tarifeño, J. Incidencia de la bancarización en la inclusión financiera de las Cajas Municipales en el distrito de Tarapoto, años 2015 - 2018 []. : Universidad Nacional de San Martín. Fondo Editorial; 2019. http://hdl.handle.net/11458/4511
@misc{sunedu/2846334,
title = "Incidencia de la bancarización en la inclusión financiera de las Cajas Municipales en el distrito de Tarapoto, años 2015 - 2018",
author = "Tarifeño Arevalo, Jhor Elzer",
publisher = "Universidad Nacional de San Martín. Fondo Editorial",
year = "2019"
}
The aim of this research is: To evaluate the impact of banking penetration on the financial inclusion of the municipal savings banks in the district of Tarapoto, years 2015 - 2018. The methodology used is based on the selection of a sample for convenience and consists of seven municipal savings banks in the district of Tarapoto, applying a survey to 35 users, 15 for each municipal savings bank, for convenience, and the specific documentary collection, coinciding with the population. The research is applied, with descriptive-explicative level and the design is not transactional experimental, through the use of inductive-deductive and analytical- synthetic methods as well as techniques and instruments of data collection using as instruments the documentary analysis and the opinion survey. Data processing and analysis was carried out to test the hypothesis. he results of the research as well as the discussion show that bankarization has had a positive impact on the financial inclusion of the municipal savings banks, however its levels are low. This is due to the low levels of depth and coverage, as well as access and use of the financial services of the financial system: municipal funds, perceived in term of quality, based on the degree of positive satisfaction of the users, according to the opinion survey, contrasting the general and specific hypotheses with the used techniques.
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