Bibliographic citations
Saavedra, M., (2024). Fundamentos para establecer la necesidad de protección jurídica a las cuentas sueldo ante la compensación bancaria por incumplimiento de obligaciones [Universidad Católica Santo Toribio de Mogrovejo]. http://hdl.handle.net/20.500.12423/7360
Saavedra, M., Fundamentos para establecer la necesidad de protección jurídica a las cuentas sueldo ante la compensación bancaria por incumplimiento de obligaciones []. PE: Universidad Católica Santo Toribio de Mogrovejo; 2024. http://hdl.handle.net/20.500.12423/7360
@misc{renati/583809,
title = "Fundamentos para establecer la necesidad de protección jurídica a las cuentas sueldo ante la compensación bancaria por incumplimiento de obligaciones",
author = "Saavedra Cuadra, Maria Jose",
publisher = "Universidad Católica Santo Toribio de Mogrovejo",
year = "2024"
}
This research addresses the need to protect salary accounts concerning bank compensation for failure of obligations. In this sense, it seeks to analyze how financial entities should act to achieve the effective collection of the debt without affecting the nature of the remuneration. Bank officials, in certain operations, acted erroneously, causing harm to users due to decisions made without considering their preferences or opinions. Regarding the methodology used, it was analytical, resulting from acquired knowledge and the collection of information on the addressed issue. Thus, two specific objectives were established. The first is to analyze the affectation of salary accounts due to breach of obligations, and the second is to propose solid foundations to establish the need for adequate legal protection for salary accounts in the context of bank compensation. Therefore, once it has been determined whether it is necessary to establish legal protection for salary accounts based on the provided foundations, we can balance the interests of the financial institutions and those of the users holding these accounts. In this way, a regulatory framework must be provided that ensures legal security and ensures a fair and equitable financial system for all parties involved.
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