Bibliographic citations
Zavala, R., Runzer, S. (2024). Relanzamiento del producto factoring en ACS Gestora de fondos de inversión [Trabajo de Suficiencia Profesional, Universidad Peruana de Ciencias Aplicadas (UPC)]. http://hdl.handle.net/10757/675132
Zavala, R., Runzer, S. Relanzamiento del producto factoring en ACS Gestora de fondos de inversión [Trabajo de Suficiencia Profesional]. PE: Universidad Peruana de Ciencias Aplicadas (UPC); 2024. http://hdl.handle.net/10757/675132
@misc{renati/502379,
title = "Relanzamiento del producto factoring en ACS Gestora de fondos de inversión",
author = "Runzer Showing, Sergio Jakob",
publisher = "Universidad Peruana de Ciencias Aplicadas (UPC)",
year = "2024"
}
This research work named "Relaunching the factoring product at ACS Investment Fund Management" addresses the decrease issue in factoring product placement. This study aims to provide solutions to the identified problem, as well as to analyze the causes of this negative trend. Factoring is a financial product that aims to improve companies' liquidity and accounts receivable management. According to CAVALI, this product has shown an average annual growth of 20%. However, in recent months, ACS Investment Fund Management has experienced an opposite impact: a significant decrease in its client portfolio. The result of this trend is concerning for the company. The decrease in product placement has negatively affected its revenue and has limited its market growth potential, as this product is aimed at a limited sector that opts for traditional banking due to its lower interest rates. In order to carry out a product relaunch, this work proposes improving risk analysis processes to ensure a more precise and rapid evaluation. It is important to point out that we have developed new methods to obtain more accurate market data. Finally, this research concludes that the most viable and alternative solution is to offer factoring in local currency to SMEs, using parallel products to reduce exchange rate risk. This solution aligns with the company's objectives, which aim to position itself as the premier boutique for financial products.
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