Bibliographic citations
Oliva, R., (2022). Impacto de los servicios finTech en el desarrollo del distema financiero: análisis para América Latina [Trabajo de investigación, Universidad Peruana de Ciencias Aplicadas (UPC)]. http://hdl.handle.net/10757/667061
Oliva, R., Impacto de los servicios finTech en el desarrollo del distema financiero: análisis para América Latina [Trabajo de investigación]. PE: Universidad Peruana de Ciencias Aplicadas (UPC); 2022. http://hdl.handle.net/10757/667061
@misc{renati/403652,
title = "Impacto de los servicios finTech en el desarrollo del distema financiero: análisis para América Latina",
author = "Oliva Bravo, Ricardo",
publisher = "Universidad Peruana de Ciencias Aplicadas (UPC)",
year = "2022"
}
The Financial System Development (DSF) has evolved due to the last financial crises causing more restrictions to conventional actors, showing less financial inclusion but greater stability. It is in this scenario in which the use of technology applied to finance (known as FinTech) is present, where it is highlighted that these Fintech companies allow greater access and use of financial services, that is, they promote financial inclusion, although given its recent existence, academics believe that there may be negative repercussions on financial stability. For this reason, this research examines the impact of FinTech Services on the Development of the Financial System for 14 Latin American countries in the period 2010-2019 using an Autoregressive Vector Panel (PVAR). As result, we confirm, according to one of the Financial System Development (DSF) measures, the hypothesis that there is a positive and significant impact on the part of the of FinTech Services (SFT) in the DSF.
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