Bibliographic citations
Ramos, M., (2022). Eficacia de la ley 29623 ley que regula el uso de la factura negociable frente a la liquidez de las micro, pequeñas y medianas empresas de la ciudad del Cusco -periodo 2021 [Universidad Andina del Cusco]. https://hdl.handle.net/20.500.12557/5710
Ramos, M., Eficacia de la ley 29623 ley que regula el uso de la factura negociable frente a la liquidez de las micro, pequeñas y medianas empresas de la ciudad del Cusco -periodo 2021 []. PE: Universidad Andina del Cusco; 2022. https://hdl.handle.net/20.500.12557/5710
@misc{renati/22976,
title = "Eficacia de la ley 29623 ley que regula el uso de la factura negociable frente a la liquidez de las micro, pequeñas y medianas empresas de la ciudad del Cusco -periodo 2021",
author = "Ramos Olivera, Mirian",
publisher = "Universidad Andina del Cusco",
year = "2022"
}
The present investigation analyzes the effectiveness of Law 29623, specifically the use of the negotiable invoice against the liquidity of micro, small and medium-sized companies. As a general objective, the study proposes to determine how the incorporation of the negotiable invoice law 29623 influences the financing of micro, small and medium- sized enterprises (MIPYMES) in the city of Cusco - Period 2021. The methodology used was a qualitative approach, non-experimental type, explanatory level. The study population consisted of companies at the micro, small and medium level of the city of Cusco in the period 2021. For data collection, documentary analysis, observation and interview techniques were used. The instruments were: documentary analysis sheet, observation sheet and interview guide. The results establish that the micro and small companies were not able to self-finance with the Negotiable Invoices due to the uncertainty in the term of execution of the negotiable invoice in cash, being considered by financial institutions as high risk. It was concluded that the incorporation of the negotiable invoice as a financing instrument through Law No. 29623 "Law that Promotes Financing Through Commercial Invoice" has the purpose of improving the financing of micro and small enterprises (MYPES). ; however, it does not constitute financing, since the clients of the micro and small companies do not guarantee the effective collection of the negotiable invoice; For this reason, financial institutions are wary of compliance with the maturity period.
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