Bibliographic citations
This is an automatically generated citacion. Modify it if you see fit
Ordoña, G., Ríos, M. (2024). Fuentes de financiamiento de la micro y pequeña empresa de la región San Martín, periodo 2019- 2022 [Tesis, Universidad Científica del Perú]. http://hdl.handle.net/20.500.14503/2978
Ordoña, G., Ríos, M. Fuentes de financiamiento de la micro y pequeña empresa de la región San Martín, periodo 2019- 2022 [Tesis]. PE: Universidad Científica del Perú; 2024. http://hdl.handle.net/20.500.14503/2978
@misc{renati/198430,
title = "Fuentes de financiamiento de la micro y pequeña empresa de la región San Martín, periodo 2019- 2022",
author = "Ríos Cruz, Mary Luz",
publisher = "Universidad Científica del Perú",
year = "2024"
}
Title: Fuentes de financiamiento de la micro y pequeña empresa de la región San Martín, periodo 2019- 2022
Authors(s): Ordoña Tafur, Gonzalo Aldair; Ríos Cruz, Mary Luz
Advisor(s): Pérez Reátegui, Tania Beatriz
Keywords: Crédito; Micro y pequeña empresa; Región San Martín; Credit; Micro and small business; San Martín region
OCDE field: https://purl.org/pe-repo/ocde/ford#5.02.00
Issue Date: 25-Jun-2024
Institution: Universidad Científica del Perú
Abstract: La investigación se planteó como objetivo analizar el comportamiento del crédito financiero otorgado a las empresas, micro y pequeñas, de la región San Martín. Metodología descriptiva, sustentada en información histórica de instituciones. Concluye que, el crédito a este sector creció del 2019 al 2022, 51.44% en la pequeña empresa y 28.14% en la micro empresa. Las fuentes de financiamiento vienen de la banca múltiple y las cajas municipales, para la micro se agrega las Edpymes, 92.96% juntos. Respecto a las áreas geográficas que recibieron crédito, está concentrad en dos distritos: Tarapoto y Moyobamba, 81.32% en el 2019 y 78.98% en el 2022. Tocache creció al 4.81% en el 2022. La tendencia señala crecimiento, con diferentes intensidades. El peso que tiene la pequeña empresa en el contexto del total del crédito, es variado, en Tarapoto, en el fue 22,91% y en Moyobamba, 28.53%. Respecto al peso que tiene la micro empresa, en el año 2022, Tarapoto representó el 5.99%, y Moyobamba, 7.65%.
The objective of the research was to analyze the behavior of financial credit granted to micro and small companies in the San Martín region. Descriptive methodology, supported by historical information from institutions. It concludes that credit to this sector grew from 2019 to 2022, 51.44% in small businesses and 28.14% in micro businesses. The sources of financing come from commercial banks and municipal savings banks, for the micro sector Edpymes are added, 92.96% together. Regarding the geographical areas that received credit, it is concentrated in two districts: Tarapoto and Moyobamba, 81.32% in 2019 and 78.98% in 2022. Tocache grew to 4.81% in 2022. The trend indicates growth, with different intensities. The weight that small businesses have in the context of total credit is varied, in Tarapoto, it was 22.91% and in Moyobamba, 28.53%. Regarding the weight of micro businesses, in 2022, Tarapoto represented 5.99%, and Moyobamba, 7.65%.
The objective of the research was to analyze the behavior of financial credit granted to micro and small companies in the San Martín region. Descriptive methodology, supported by historical information from institutions. It concludes that credit to this sector grew from 2019 to 2022, 51.44% in small businesses and 28.14% in micro businesses. The sources of financing come from commercial banks and municipal savings banks, for the micro sector Edpymes are added, 92.96% together. Regarding the geographical areas that received credit, it is concentrated in two districts: Tarapoto and Moyobamba, 81.32% in 2019 and 78.98% in 2022. Tocache grew to 4.81% in 2022. The trend indicates growth, with different intensities. The weight that small businesses have in the context of total credit is varied, in Tarapoto, it was 22.91% and in Moyobamba, 28.53%. Regarding the weight of micro businesses, in 2022, Tarapoto represented 5.99%, and Moyobamba, 7.65%.
Link to repository: http://hdl.handle.net/20.500.14503/2978
Discipline: Contabilidad y Finanzas
Grade or title grantor: Universidad Científica del Perú. Facultad de Negocios
Grade or title: Contador Público
Juror: Ruíz del Águila, José Rubén; Bardales Ríos, Jorge Francisco; Mogollón Maestre, Guillermo Enrique
Register date: 2-Aug-2024
This item is licensed under a Creative Commons License