Bibliographic citations
Alvarado, G., Mogollón, P. (2024). La banca digital y su relación con la inclusión financiera en la banca comercial en Piura-2023 [Tesis, Universidad Privada Antenor Orrego]. https://hdl.handle.net/20.500.12759/43211
Alvarado, G., Mogollón, P. La banca digital y su relación con la inclusión financiera en la banca comercial en Piura-2023 [Tesis]. PE: Universidad Privada Antenor Orrego; 2024. https://hdl.handle.net/20.500.12759/43211
@misc{renati/1354508,
title = "La banca digital y su relación con la inclusión financiera en la banca comercial en Piura-2023",
author = "Mogollón Fiestas, Paola Azucena",
publisher = "Universidad Privada Antenor Orrego",
year = "2024"
}
The study titled ""Digital banking and its relationship with financial inclusion in commercial banking in Piura-2023"" set out to investigate the connection between digital banking and financial inclusion in the city of Piura, Peru, during the year 2023. The research was carried out using a non-experimental quantitative design and a cross-sectional correlational descriptive nature. The research sample consisted of 381 residents of Piura, aged between 18 and 64 years. To collect data, a questionnaire was used consisting of 18 items related to the digital banking variable and 10 items related to the financial inclusion variable. The research results revealed an extremely strong and positive correlation, with a Spearman's Rho correlation coefficient of 0.824, and a bilateral significance of 0.001. This means that there is a significant relationship between the use of digital banking services and financial inclusion in commercial banking in the population of Piura. Therefore, the findings of this study indicate that as the population of Piura uses digital banking more, an increase in financial inclusion is observed in commercial banking. These results are of relevance for both financial institutions and regulatory authorities, since they highlight the importance of promoting and facilitating access to digital banking as an effective strategy to improve financial inclusion in the Piura region
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