Bibliographic citations
Torres, F., (2023). Impacto del crecimiento de las Fintech en la dinámica de los sistemas financieros en los años 2014 - 2023 [Trabajo de Suficiencia Profesional, Universidad Peruana de Ciencias Aplicadas (UPC)]. http://hdl.handle.net/10757/684029
Torres, F., Impacto del crecimiento de las Fintech en la dinámica de los sistemas financieros en los años 2014 - 2023 [Trabajo de Suficiencia Profesional]. PE: Universidad Peruana de Ciencias Aplicadas (UPC); 2023. http://hdl.handle.net/10757/684029
@misc{renati/1300989,
title = "Impacto del crecimiento de las Fintech en la dinámica de los sistemas financieros en los años 2014 - 2023",
author = "Torres Chavez, Flor Eloisa",
publisher = "Universidad Peruana de Ciencias Aplicadas (UPC)",
year = "2023"
}
The quarantine caused by the covid-19 pandemic in 2020 not only represented a challenge for the physical and mental health of the world's population due to the different scenarios produced by the confinement, but also posed new challenges for different markets that energize social life. In Peru, the local financial market had to adapt radically, since just over 50% of the population was a client of a banking agent. This quickly boosted the digitalization process that had begun more dynamically a decade earlier. Therefore, the present research has proposed to analyze the impact of Fintech growth on the dynamics of Peru's financial systems during the period 2014-2022. The methodology used is based on a questionnaire with semi-structured questions validated through Cronbach's Alpha index applied to a sample of 387 Peruvian adults who manage, administer or own a Fintech in Peru. Thus, this paper not only provides statistical evidence of the relationship between the growth of Fintechs and the Peruvian financial market, but also provides a valid and reliable instrument that can be applied in other financial contexts. The main conclusion reached by the research is that there is a strong and significant positive relationship between the impact of Fintech growth on the dynamics of financial systems during the period 2014-2022.
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