Bibliographic citations
Morales, C., Alberca, M. (2024). Sistema de Pre-Evaluación Crediticia para Asesores de Campo en una Empresa del Sector Bancario [Trabajo de Suficiencia Profesional, Universidad Peruana de Ciencias Aplicadas (UPC)]. http://hdl.handle.net/10757/683824
Morales, C., Alberca, M. Sistema de Pre-Evaluación Crediticia para Asesores de Campo en una Empresa del Sector Bancario [Trabajo de Suficiencia Profesional]. PE: Universidad Peruana de Ciencias Aplicadas (UPC); 2024. http://hdl.handle.net/10757/683824
@misc{renati/1300848,
title = "Sistema de Pre-Evaluación Crediticia para Asesores de Campo en una Empresa del Sector Bancario",
author = "Alberca Canchanya, Miguel Jefferson",
publisher = "Universidad Peruana de Ciencias Aplicadas (UPC)",
year = "2024"
}
This project focuses on traditional field credit assessments for Micro and Small Enterprises (MSEs) with the aim of modernizing and optimizing this crucial process for accessing financing. Currently, credit assessments for MSEs are carried out manually and in a decentralized manner, which generates delays and lack of precision in the collection of information. To overcome these limitations, the implementation of a technological system is proposed that will comprehensively manage credit assessments and the activities of business advisors. This system will be based on a mobile application, which will offer access to real-time information, automate data capture, and allow for more precise control over the tasks of advisors in the field. The mobile application will provide advisors with the ability to record and manage credit assessments from any location, which will reduce response times and increase operational efficiency. In addition, the system includes analysis tools to more accurately assess the credit profile of applicants, thus improving decision-making. This project offers a comprehensive solution for MSMEs, with the aim of promoting greater financial inclusion and facilitating access to credit through a more efficient and reliable credit evaluation system.
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