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Arce, A., (2021). Estabilidad financiera en el mercado de seguros [Trabajo de investigación, Universidad Peruana de Ciencias Aplicadas (UPC)]. http://hdl.handle.net/10757/658329
Arce, A., Estabilidad financiera en el mercado de seguros [Trabajo de investigación]. PE: Universidad Peruana de Ciencias Aplicadas (UPC); 2021. http://hdl.handle.net/10757/658329
@misc{renati/1291089,
title = "Estabilidad financiera en el mercado de seguros",
author = "Arce Cubas, Aixa Milagros",
publisher = "Universidad Peruana de Ciencias Aplicadas (UPC)",
year = "2021"
}
Title: Estabilidad financiera en el mercado de seguros
Other Titles: Financial stability in the insurance market
Authors(s): Arce Cubas, Aixa Milagros
Advisor(s): De la Cruz Toledo, Juan Joel
Keywords: Estabilidad financiera; Eficiencia de procesos; índice de Lerner; índicador Z-Score; Financial stability; Process efficiency; Lerner index; Z-Score indicator
OCDE field: http://purl.org/pe-repo/ocde/ford#5.00.00; https://purl.org/pe-repo/ocde/ford#5.02.00
Issue Date: 10-Nov-2021
Institution: Universidad Peruana de Ciencias Aplicadas (UPC)
Abstract: Esta investigación brinda evidencia respecto a la relación estabilidad y competencia en la industria de seguros para el caso peruano, donde la estabilidad financiera es medida por el indicador Z-Score. Se analiza el sector asegurador peruano durante el periodo 2009-2020, donde se pudo observar que existe una constante reducción en los niveles de competencia en este mercado. Los principales resultados indican que una mayor competencia incrementa la estabilidad financiera de las empresas de seguros en Perú y que mayores niveles de poder de mercado tendrían impactos negativos. En adición a ello, se comprueba que un mayor tamaño de la empresa aportaría positivamente a la estabilidad financiera en este mercado, lo cual va en relación con la literatura revisada. Los resultados también indican que existe una relación positiva entre el crecimiento del PBI y la estabilidad financiera.
This research provides evidence regarding the relationship between stability and competition in the insurance industry for the Peruvian case, where financial stability is measured by the Z-Score indicator. The insurance sector is analyzed during the period 2009-2020, where it could be observed that there is a constant reduction in levels of competition in this market. The main results indicate that greater competition increases the financial stability of insurance in Peru and that higher levels of market power would have negative impacts. In addition, it’s found that a larger size of the company would contribute positively to financial stability in this market, which is related to the revised literature. The results also indicate that there is a positive relationship between GDP growth and financial stability.
This research provides evidence regarding the relationship between stability and competition in the insurance industry for the Peruvian case, where financial stability is measured by the Z-Score indicator. The insurance sector is analyzed during the period 2009-2020, where it could be observed that there is a constant reduction in levels of competition in this market. The main results indicate that greater competition increases the financial stability of insurance in Peru and that higher levels of market power would have negative impacts. In addition, it’s found that a larger size of the company would contribute positively to financial stability in this market, which is related to the revised literature. The results also indicate that there is a positive relationship between GDP growth and financial stability.
Link to repository: http://hdl.handle.net/10757/658329
Discipline: Economía Gerencial
Grade or title grantor: Universidad Peruana de Ciencias Aplicadas (UPC). Facultad de Economía
Grade or title: Bachiller en Economía Gerencial
Register date: 15-Dec-2021
This item is licensed under a Creative Commons License