Bibliographic citations
Ortiz, G., (2019). Determinantes de la brecha de género en la inclusión financiera del Perú durante el 2016 [Trabajo de investigación, Universidad Peruana de Ciencias Aplicadas (UPC)]. http://hdl.handle.net/10757/626393
Ortiz, G., Determinantes de la brecha de género en la inclusión financiera del Perú durante el 2016 [Trabajo de investigación]. PE: Universidad Peruana de Ciencias Aplicadas (UPC); 2019. http://hdl.handle.net/10757/626393
@misc{renati/1286436,
title = "Determinantes de la brecha de género en la inclusión financiera del Perú durante el 2016",
author = "Ortiz Huerta, Gonzalo",
publisher = "Universidad Peruana de Ciencias Aplicadas (UPC)",
year = "2019"
}
The main objective of this research is to identify the main determinants that influence the gender gap in the financial inclusion of Peru during 2016. In this sense, the National Survey of Demand for Financial Services and Level of Financial Culture (ENIF, 2016) is used, in which 6,303 randomly selected individuals were surveyed, forming a representative sample of Peru. The estimation of discrete choice models (logit and probit) is made. In addition, the marginal impacts of socioeconomic variables on the possession of savings accounts and credit cards for both men and women are calculated. The results show that the educational level is the variable that generates a greater increase in the probability of accessing the financial system although not in a very differentiated way between genders; while the possession of assets, kinship relationship, residence and marital status generate minor impacts on the female gender.
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