Bibliographic citations
Avendaño, Y., (2023). Innovación tecnológica financiera y su incidencia en la inclusión financiera en los productores agropecuarios de Quesermayo, Región Cusco periodo 2018 - 2022 [Universidad Andina del Cusco]. https://hdl.handle.net/20.500.12557/6224
Avendaño, Y., Innovación tecnológica financiera y su incidencia en la inclusión financiera en los productores agropecuarios de Quesermayo, Región Cusco periodo 2018 - 2022 []. PE: Universidad Andina del Cusco; 2023. https://hdl.handle.net/20.500.12557/6224
@misc{renati/1122185,
title = "Innovación tecnológica financiera y su incidencia en la inclusión financiera en los productores agropecuarios de Quesermayo, Región Cusco periodo 2018 - 2022",
author = "Avendaño Medina, Ysabela",
publisher = "Universidad Andina del Cusco",
year = "2023"
}
The research "Financial Technological Innovation and its impact on Financial Inclusion in the agricultural producers of Quesermayo, Cusco Region period 2018 - 2022" had as general objective "to determine the relationship of Financial Technological Innovation and Financial Inclusion of the agricultural producers of Quesermayo, Cusco Region period 2018 – 2022.” To develop it, a quantitative approach was used, with a non-experimental design, descriptive and correlational scope, explanatory type and followed the scientific method, a population of 407 registered agricultural producers and a sample of 132 participated, for the collection of information the technique of the survey and a pre-structured questionnaire. Results: A significant correlation was determined between the Financial Technological innovation and the financial inclusion of the agricultural producers of Quesermayo, Cusco Region, period 2018 - 2022 (p-value 0.001 < 0.05). Thus, there is also a significant relationship between the indicators "use of the Yape digital wallet" and "is in the Banking System" (p-value 0.001 < 0.05) and a significant relationship between the "use of the Yape digital wallet" and "has savings account” (p-value 0.001 < 0.05). The use of the Yape digital wallet as a financial technological innovation has had an impact on financial inclusion in two aspects, the first in having an account in the SF (52 producers) and second in having a savings account (43 producers). On the other hand, it is recommended that the Financial Institutions of Peru promote financial technology, invest in the security of financial applications and greater visualization.
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