Bibliographic citations
Velasco, J., (2019). Monitoreo basado en Scoring Crediticio y su efecto sobre el seguimiento y evaluación de la cartera de créditos de la Compañía Peruana de Servicios SAC en el año 2018 [Tesis, Universidad Nacional de San Martín. Fondo Editorial]. http://hdl.handle.net/11458/3217
Velasco, J., Monitoreo basado en Scoring Crediticio y su efecto sobre el seguimiento y evaluación de la cartera de créditos de la Compañía Peruana de Servicios SAC en el año 2018 [Tesis]. PE: Universidad Nacional de San Martín. Fondo Editorial; 2019. http://hdl.handle.net/11458/3217
@misc{renati/1058587,
title = "Monitoreo basado en Scoring Crediticio y su efecto sobre el seguimiento y evaluación de la cartera de créditos de la Compañía Peruana de Servicios SAC en el año 2018",
author = "Velasco Mieses, Juan Carlos",
publisher = "Universidad Nacional de San Martín. Fondo Editorial",
year = "2019"
}
The management of credit risk is an area of growing need for companies of any economic activity and not exclusivity for financial institutions. The need to identify hazards and manage them properly is critical in the performance of any type of business. It is in this sense, that the funeral company, both for the particularities of the service and the contractual modalities that it offers, in the form of insurance contracts, needs an adequate management of credit risk. This research proposes the use of statistical and probability tools, integrated to information and communication technologies, based on the use of credit scoring to improve the monitoring and evaluation processes of the loan portfolio of the Peruvian Company of Services SAC. In this way, having a positive impact on the main quality indicators of the credit portfolio (defaulter) of the institution and establishing new strategies to improve competitiveness and profitability. Implementing and implementing a monitoring system, as a solution to the deficient monitoring and evaluation of the loan portfolio, has allowed the company to classify its portfolio of clients and make early decisions to prevent the deterioration of the quality of the portfolio.
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