Bibliographic citations
Nimboma, M., Perez, J. (2021). Determinantes de nivel de riesgo de los microcréditos de la Caja Piura, Sucursal Tarapoto, período 2017 [Universidad Nacional de San Martín. Fondo Editorial]. http://hdl.handle.net/11458/4331
Nimboma, M., Perez, J. Determinantes de nivel de riesgo de los microcréditos de la Caja Piura, Sucursal Tarapoto, período 2017 []. PE: Universidad Nacional de San Martín. Fondo Editorial; 2021. http://hdl.handle.net/11458/4331
@misc{renati/1054321,
title = "Determinantes de nivel de riesgo de los microcréditos de la Caja Piura, Sucursal Tarapoto, período 2017",
author = "Perez Hernandez, Jesus Maria",
publisher = "Universidad Nacional de San Martín. Fondo Editorial",
year = "2021"
}
The research is entitled "Determinants of risk level of microcredits at Caja Piura, Tarapoto branch, period 2017", whose general objective was to identify the determinants of risk level of microcredits at Caja Piura, Tarapoto branch, period 2017. This study was considered as basic, with a descriptive level and was non-experimental, the study sample was constituted by the documentary information of the client portfolio of the Caja Municipal Piura in Tarapoto during the period 2017, using the documentary analysis guide as an instrument. As a result of its application, the risk level of microcredits before the analytical model indicated that uncertainty was generated in their recovery; and after the analytical model, the risk level was safe, i.e. low. Finally, this study concluded that the factors that most determine the level of risk of microcredit are the total assets, mainly in stock, and the volume of sales, these two factors will allow to know if the company has an adequate capacity to repay the requested loan
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