Bibliographic citations
Gonzaga, C., Pinto, K. (2021). El crédito y la morosidad desde una perspectiva regional, período 2016– 2017, departamento de San Martín [Universidad Nacional de San Martín. Fondo Editorial]. http://hdl.handle.net/11458/4439
Gonzaga, C., Pinto, K. El crédito y la morosidad desde una perspectiva regional, período 2016– 2017, departamento de San Martín []. PE: Universidad Nacional de San Martín. Fondo Editorial; 2021. http://hdl.handle.net/11458/4439
@misc{renati/1054242,
title = "El crédito y la morosidad desde una perspectiva regional, período 2016– 2017, departamento de San Martín",
author = "Pinto Flores, Kelly Greys",
publisher = "Universidad Nacional de San Martín. Fondo Editorial",
year = "2021"
}
This research was titled Credit and delinquency from a regional perspective, period 2016 - 2017, San Martín department, in which the general objective was to determine the degree of relationship between credit and delinquency from a regional perspective, period 2016 - 2017 department San Martín; using for this as a methodology that was a study of the basic type, with a descriptive-correlational level, having as a sample the documentary information corresponding to credit and delinquency for the periods 2016 and 2017 of the San Martín region, and it was used as an instrument to the documentary analysis guide. As main results, it was obtained that the loans placed had a very dynamic trend that was mainly directed to the decrease in the amount issued, even obtaining negative results in 4 months that corresponded to the 2017 period, while there was an increase in the rates of NPL, with the lowest rate of 5.09% in December 2016 and the highest rate of 7.63% in October 2017. Finally, it was concluded that credit is significantly related to delinquency from a regional perspective , during the periods of 2016 and 2017, because a bilateral significance of less than 0.05 and a correlation coefficient of -0.461 were obtained, showing that the increase in delinquency rates was due to the difficulties faced by the Cooperatives of the San Martín Region to place the credits during the months of the periods studied and also that in said amount of credits placed it will be presented n deficiency to be recovered since the amount of overdue credits and credits in judicial collection increased.
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