Bibliographic citations
Laureano, L., (2020). Evaluación crediticia y su incidencia en el índice de morosidad en créditos Ama agencia Trujillo - periodo 2017-2018 [Universidad Nacional de Trujillo]. https://hdl.handle.net/20.500.14414/17626
Laureano, L., Evaluación crediticia y su incidencia en el índice de morosidad en créditos Ama agencia Trujillo - periodo 2017-2018 []. PE: Universidad Nacional de Trujillo; 2020. https://hdl.handle.net/20.500.14414/17626
@misc{renati/1048352,
title = "Evaluación crediticia y su incidencia en el índice de morosidad en créditos Ama agencia Trujillo - periodo 2017-2018",
author = "Laureano Verde, Lisett Duvaly",
publisher = "Universidad Nacional de Trujillo",
year = "2020"
}
ABSTRACT This work has been developed in order to analyze one of the factors that is part of the granting of credit that has been one of the key strategies for increasing sales; However, it is subject to certain risks, which are increased by inadequate management in the placement of credit, a risk that leads to an increase in delinquency rates affecting its financial and economic situation. With the general objective of “Analyzing the Credit Evaluation and its impact on the delinquency rate in Ama Credits period 2017 - 2018, for which a review of the Mype loan disbursement files for the year 2017 was made, to show a bad evaluation in the year 2018. For the present research work, research methods (deductive and analytical), research approach (mixed qualitative quantitative), research design (longitudinal non-experimental) have been used. Concluding that the increase in the delinquency rate is due to the poor evaluation of the collaborators of the credit area, this is due to the fact that there is not due care and thoroughness when evaluating, thus there is a low application in terms of the Credit Evaluation Policies and Policies (Credit Policies and Procedures Manual) of Credits Ama agency Trujillo period 2017 – 2018.
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