Bibliographic citations
Revilla, D., Ramírez, C., Guardamino, E., Coello, V. (2017). Plan financiero empresarial Banco Internacional del Perú SAA - Interbank [Pontificia Universidad Católica del Perú]. http://hdl.handle.net/20.500.12404/8895
Revilla, D., Ramírez, C., Guardamino, E., Coello, V. Plan financiero empresarial Banco Internacional del Perú SAA - Interbank []. PE: Pontificia Universidad Católica del Perú; 2017. http://hdl.handle.net/20.500.12404/8895
@mastersthesis{sunedu/2655252,
title = "Plan financiero empresarial Banco Internacional del Perú SAA - Interbank",
author = "Coello Cáceres, Victoria Marisel",
publisher = "Pontificia Universidad Católica del Perú",
year = "2017"
}
This financial plan is intended to increase the equity value of Interbank by implementing sustainable financial initiatives in a short and long term. To achieve this result, the Peruvian financial sector has been analyzed to identify major financial and non-financial variables that promote it, such as competitors, market risks, financial impact due to regulatory changes, industry trends and expectations for next years. From this analysis, it is concluded that the Peruvian financial industry is attractive and competitive; it has a sustainable growth and it is directly related to the economic growth of Peru. Interbank is the fourth most important bank in Peru. Its commercial strategy is focused on retail segment and its competitive advantage is supported by having the largest ATM network in the financial sector. Interbank strategic objectives are to be the leader in credit card and personal loans, optimize operational efficiency, improve service quality and be in the annual ranking of Great Place to Work. In the first part of the financial planning, Interbank is valued, obtaining a price action that is 35% higher than the market value. Subsequently, the financial plan is based on strategic objectives, such as improving the efficiency ratio and achieving a healthy portfolio growth; meeting regulatory requirements set by the Basel Committee on Banking Supervision and the Peruvian Superintendence of banking, insurance and private pension. The implementation of this plan creates more value to its shareholders through sustainable and profitable growth, in addition to satisfying its strategic objectives
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